Most homeowner's insurance policies have specific exclusions for damages caused by wear and tear or due to the age of the roof. If the damage to your roof is a result of normal wear and tear or is due to its age, it may not be covered by your insurance policy. It's always best to review your policy and speak with your insurance company to understand what is covered and what is not covered in the event of damage to your roof.

A damaged roof can weaken the structure of your home, leading to potential collapse and posing a safety hazard to you and your family.

A damaged roof can lead to leaks and water damage, causing mold and mildew to grow, and potentially damaging your interior walls, ceilings, and insulation.

Mold and mildew caused by water damage can pose a health risk to you and your family, especially for those with allergies or respiratory issues.